Listing provided courtesy of @properties Christie's International R.E.- MLS# 26021268MLS ProviderSource MLS Verified

306 Water StreetSt. Joseph, MI 49085

Condo/Townhouse · 3 Beds · 2 Full Baths · 1 Half Bath · 1,891 Sq. ft. | 2.17 Acres
$1,159,000 Active

306 Water Street Overview

Time on Site:
50 days
Visits:
0

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking. A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

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306 Water Street Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 1,891
  • Price/Sq.ft. $613
  • Lot 2.17 Acres

Details

General

Association/HOA

  • Association Fee: 655.0
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Snow Removal,Lawn/Yard Care
  • Association: Yes

School Information

  • Middle Or Junior School: Upton Middle School
  • High School: St. Joseph High School

Building Information

  • New Construction: No
  • Year Built: 1989

Location/Region

  • County Or Parish: Berrien
  • Subdivision Name: The Waterfront Association

Tax Information

  • Tax Annual Amount: 15485.0

General Information

  • Parcel Number: 11-76-8500-0053-00-1
  • Property Sub Type: Condominium
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 1739.0

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Fireplace Features: Other
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Carpet,Ceramic Tile
  • Interior Features: Broadband,Garage Door Opener,Wet Bar,Center Island,Pantry
  • Laundry Features: In Unit,Upper Level
  • Living Area: 1891.0
  • Rooms Total: 9
  • Security Features: Gated Community
  • Stories: 3

Exterior

Parking Information

  • Parking Features: Garage Faces Rear,Garage Door Opener,Attached

Lot Information

  • Lot Features: Sidewalk,Site Condo
  • Lot Size Acres: 2.17
  • Lot Size Area: 2.17
  • Lot Size Dimensions: for association
  • Lot Size Square Feet: 94594.0
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • Water Body Name: Lake Michigan
  • Waterfront: Yes

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Stone,Stucco,Other
  • Patio And Porch Features: Deck,Patio
  • Roof: Other

General Information

  • Exterior Features: Balcony
  • Pool Features: In Ground
  • Sewer: Public
  • Utilities: Natural Gas Available,Electricity Available,Cable Available,Natural Gas Connected,Cable Connected,High-Speed Internet

306 Water Street Neighborhood

Community

49085 (St. Joseph) Demographics

44
Median Age
900
Population Density (per sq. mile)
60%
College Educated
$80,012
Estimated Median Income
7,692
Estimated Total Home Owners
2,291
Estimated Total Renters
77% / 23%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

306 Water Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

306 Water Street Market Data

Based on the last 30 days in this zip code

$584,973
Average List Price
$250
Average Price per Square Foot
57
Properties Sold
71
Average Days on Market
261
Properties for Sale
Calculations provided by Reliance Network

306 Water Street History

Date Event Value Agent
5/11/2026Source: MichRIC MLS Added to Database
May 11, 2026