Listing provided courtesy of Epique Realty- MLS# 26019503MLS Provider

1012 Pearl StreetSt. Joseph, MI 49085

Single Family · 5 Beds · 4 Full Baths · 3,266 Sq. ft. | 0.24 Acres
$684,900 Active

1012 Pearl Street Overview

Time on Site:
59 days
Visits:
0

Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.

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1012 Pearl Street Facts & Features

  • Type Single Family
  • Sq. ft. 3,266
  • Price/Sq.ft. $210
  • Lot 0.24 Acres

Details

General

Building Information

  • New Construction: No
  • Year Built: 1912

Location/Region

  • County Or Parish: Berrien

Tax Information

  • Tax Annual Amount: 9523.62

General Information

  • Parcel Number: 11-76-3160-0031-00-8
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms Total: 4
  • Bedrooms Total: 5

Building Interior

  • Building Area Total: 2428.0

General Information

  • Accessibility Features: 36' or + Hallway,Low Threshold Shower
  • Appliances: Humidifier,Built-In Gas Oven,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Fireplace Features: Family Room,Gas Log
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Ceramic Tile,Stone,Wood
  • Interior Features: Ceiling Fan(s),Broadband,Garage Door Opener,Wet Bar
  • Laundry Features: Laundry Chute
  • Living Area: 3266.0
  • Rooms Total: 11
  • Stories: 2

Exterior

Parking Information

  • Parking Features: Detached

Lot Information

  • Lot Features: Sidewalk
  • Lot Size Acres: 0.24
  • Lot Size Area: 0.24
  • Lot Size Dimensions: 40 x 265
  • Lot Size Square Feet: 10324.0
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • Water Body Name: Lake Michigan
  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck,Patio
  • Roof: Composition

General Information

  • Exterior Features: Balcony,Play Equipment
  • Fencing: Fenced Back
  • Sewer: Public
  • Utilities: Natural Gas Available,Electricity Available,Cable Available,Natural Gas Connected,Cable Connected,High-Speed Internet

1012 Pearl Street Neighborhood

Community

49085 (St. Joseph) Demographics

44
Median Age
900
Population Density (per sq. mile)
60%
College Educated
$80,012
Estimated Median Income
7,692
Estimated Total Home Owners
2,291
Estimated Total Renters
77% / 23%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1012 Pearl Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1012 Pearl Street Market Data

Based on the last 30 days in this zip code

$584,973
Average List Price
$250
Average Price per Square Foot
57
Properties Sold
71
Average Days on Market
261
Properties for Sale
Calculations provided by Reliance Network

1012 Pearl Street History

Date Event Value Agent
6/5/2026Source: MichRIC MLS Price Reduction
$684,900 -2.2%
5/1/2026Source: MichRIC MLS Added to Database
May 01, 2026
10/6/2022Source: MichRIC MLS Added to Database
October 06, 2022