Listing provided courtesy of COLDWELL BANKER NETWORK REALTYNorthWest Illinois Alliance MLS- MLS# 202603669MLS Provider

103 Cogan DriveGALENA, IL 61036

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,772 Sq. ft. | 0.97 Acres
$749,900 ACTIVE and AVAILABLE

103 Cogan Drive Overview

Time on Site:
10 days
Visits:
1

Meticulously renovated and remodeled 3 bedroom, 2.5 bath contemporary retreat with Jo Daviess County Guest Accommodations License, perched on a beautifully landscaped .97-acre homesite in The Galena Territory and offering sweeping elevated vistas that stretch across the rolling countryside and scenic beauty beyond. Completely transformed from top to bottom, this exceptional property combines modern design, quality craftsmanship, and resort-style amenities, all just moments from the Owners' Club and Lake Galena. The light-filled main level welcomes with soaring cathedral ceilings, expansive windows that frame the breathtaking views, rich flooring, and an open-concept layout ideal for gathering and entertaining. Spacious living room flows seamlessly into the dining area and out to an expansive composite deck with aluminum railing where miles of panoramic scenery provide the perfect backdrop for outdoor dining, relaxation, and unforgettable sunsets. Beautifully updated kitchen features custom Amish-crafted cabinetry, granite countertops, black stainless appliances including a gas range, farmhouse sink, pantry, and direct access to the attached two-car garage. Also on the main level are a comfortable guest bedroom, a nicely appointed full bath, and access to the covered front porch (with electrical for adding a hot tub) and stunning paver patio complete with fire pit, surrounded by mature trees, abundant wildlife, and a peaceful wooded setting. Upstairs, the generous primary suite offers a private balcony-style deck overlooking the dramatic views, creating the perfect place for morning coffee or evening stargazing, while the luxurious bath showcases granite-topped vanity, subway tile surround shower, and stylish finishes. An additional guest bedroom completes the upper level. The walkout lower level is designed for recreation and entertainment, featuring an expansive family room with wet bar, game area with pool table and foosball, convenient half bath, and oversized laundry/utility room with abundant storage that connects to a second two-car garage, providing an impressive total four-car capacity for vehicles, recreational equipment, workshop space, or additional entertainment possibilities. Extensive renovations during current ownership tenure include newer updates to electrical, plumbing, HVAC, drywall, flooring, trim, doors, windows, insulated garage doors, lighting, custom stair railings, granite surfaces, SmartSide siding, composite decking, paver patios and retaining walls, upgraded septic system, landscaping, and more, creating a turnkey property that feels virtually new throughout. Currently operating as a short-term rental and offered fully furnished, this remarkable retreat is ideally located just around the corner from the Owners' Club amenities, minutes from the newly constructed Lake Galena Marina, and a short drive to Eagle Ridge Resort & Spa's 63 holes of championship golf, Stonedrift Spa, restaurants, trails, and all the recreational opportunities The Galena Territory has to offer. A rare opportunity to own a fully renovated, income-producing getaway with spectacular views, modern comforts, and an unbeatable resort-style location.

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

103 Cogan Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,772
  • Price/Sq.ft. $271
  • Lot 0.97 Acres

Details

General

Association/HOA

  • Association Fee: 1404
  • Association Fee Frequency: Yearly
  • Association Fee Includes: Pool Access,Water Access,Clubhouse,Garbage

School Information

  • Elementary School: Scales Mound
  • Middle Or Junior School: Scales Mound
  • High School: Scales Mound

Building Information

  • Year Built: 1978

Location/Region

  • County Or Parish: Jo Daviess County

Tax Information

  • Tax Annual Amount: 6911
  • Tax Year: 2025

General Information

  • Ownership: Fee Simple
  • Parcel Number: 0840100200
  • Property Sub Type: House
  • Property Type: HOUSE

Interior

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Above Grade Finished Area: 1764
  • Below Grade Finished Area: 1008

General Information

  • Appliances: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener
  • Basement: Basement Entrance,Finished
  • Cooling: Central Air
  • Electric: Circuit Breaker
  • Fireplace: No
  • Heating: Forced Air,Natural Gas
  • Interior Features: Bar-Dry,Ceiling Fan(s),Ceiling-Vaults/Cathedral,Countertop-Granite,Window Treatments
  • Living Area: 2772

Exterior

Lot Information

  • Lot Features: Wooded,Country View,Covenants,Panorama,Restrictions,Subdivision
  • Lot Size Acres: 0.97
  • Water Source: City/Community

Building Exterior/Construction

  • Architectural Style: 1.5 Story
  • Construction Materials: Siding,Other
  • Roof: Shingle

General Information

  • Exterior Features: Basement Entrance,Deck,L.L. Finished Space,Patio,Deck-Leveled,Laundry Basement,Patio-Brick Paver,Porch Covered
  • Road Frontage Type: Hard Surface Road
  • Sewer: Septic

103 Cogan Drive Neighborhood

Community

61036 (GALENA) Demographics

57
Median Age
60
Population Density (per sq. mile)
47%
College Educated
$68,497
Estimated Median Income
2,502
Estimated Total Home Owners
726
Estimated Total Renters
78% / 22%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

103 Cogan Drive Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

103 Cogan Drive Market Data

Based on the last 30 days in this zip code

$428,318
Average List Price
$192
Average Price per Square Foot
25
Properties Sold
123
Average Days on Market
142
Properties for Sale
Calculations provided by Reliance Network

103 Cogan Drive History

Date Event Value Agent
6/19/2026Source: NorthWest Illinois Alliance MLS Added to Database
June 19, 2026